This article reports on the experience of the 1994 disclosure recommendations in terms of compliance with the best practice guide issued by the monetary authority and market reactions to the increased disclosure , and also gives an insight into the 1995 disclosure packages , phase ii of which has recently been released to the industry . the best of times , the worst of times : developments in productivity 本文就认可机构遵守金融管理局发出的最佳执行指引的情况，以及市场对增加披露的反应，来汇报一九九四年资料披露建议的经验，并深入研究一九九五年披露方案，该方案的第二阶段已于近日发给银行界。
